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About Us

Our Mission

 To exceed your expectations.
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Meet Our Team

Our team of financial experts at Smart Advice Financial Services is dedicated to providing you with top-notch financial consulting services. With years of experience in the industry, we are committed to helping you achieve your financial goals and secure your future.

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Lukasz Grochowski

Mortgage and Protection Adviser

A mortgage advisor with a diverse background in business ownership and online marketing. Since 2019, I’ve been helping clients, especially Polish-speaking communities in the UK, achieve their financial goals. Fluent in Polish and English, I bring tailored, client-focused solutions backed by entrepreneurial experience and proven results.

In my free time, I enjoy exploring electronic music and have even DJed at the iconic Ministry of Sound. I’m also passionate about new technology, which I continuously explore and implement to enhance efficiency and innovation within my business.

07889 256999

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Anna Kozina-Kulpa

Mortgage and Protection Adviser

A confident and organized mortgage and protection adviser with extensive experience in customer service and financial consulting. Since 2015, I’ve specialized in helping clients find tailored mortgage and protection solutions, focusing on delivering exceptional service to Polish-speaking communities in the UK. Fluent in Polish, Russian, and English, I bring strong interpersonal skills and a commitment to achieving client goals.

In my free time, I enjoy staying active and exploring new travel destinations. A fun fact about me: I once mistakenly entered the wrong office during a conference and ended up networking with a group of CEOs!

07578 006722

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Mariola Beech

Protection Adviser

A dedicated protection advisor with over 15 years of experience in client relations, administration, and translation services. Fluent in Polish and English, with conversational proficiency in Russian and Greek, I specialize in tailoring financial solutions to meet diverse client needs. My passion lies in providing outstanding support and guidance, particularly to Polish-speaking communities in the UK.

Outside of work, I enjoy exploring new languages and cultures, and I’m passionate about integrating technology to streamline client support. A fun fact about me: I once met Bill Gates but didn’t realize who he was at the time!

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Expert Advice Financial Advice

We want to set ourselves apart from the crowd; we put our customers first no matter what, and use our years of experience to obtain deals that can’t be found on the high street, we aim to provide the best customer service.

Core purpose: We created our company for you. Our goal is to allow you to realise your dreams increase your wealth and prepare you for any financial circumstances. We want to provide you with a better quality of life, through our expert advice on mortgages, investments and savings.

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Our Customer Promise

1. Honesty and integrity

Everything we do is with your best interests at heart. We want to find the right option for you so that you can reach your goals, secure your livelihood, and ensure financial stability.

3. Excellence in reputation

Our goal is to stay ahead in the market we put in continuous efforts uphold our reputation. This includes our training methods, customer service, and industry analysis.

2. Excellent customer service above all else

Our team is passionate about their work, which evident in the exceptional customer service we provide. Our goal is to be the top-performing business in our industry, and we have a loyal customer base that returns to us repeatedly.

4. Hard Working and continuous self-improvement

Our brokers are required to complete customized educational program and must continue to learn in order to stay ahead the competition.

WARNINGS

The guidance and/or advice contained within the website is subject to the UK regulatory regime and is therefore primarily targeted at customers in the UK.
You may have to pay an early repayment charge to your existing lender if you remortgage.
The Financial Conduct Authority does not regulate some aspects of buy to let mortgages.
Your home or property may be repossessed if you do not keep up repayments on your mortgage.

Smart Advice Financial Services is a trading style of Growhub Ltd.

 

Growhub Ltd is registered in England and Wales. No. 11333773. Registered Office:

28 Elder Avenue, Rugby, CV21 1TE.

 

Growhub Ltd is an Appointed Representative of Cornerstone Finance Group Ltd, which is authorised and regulated by the Financial Conduct Authority.

 

Cornerstone Finance Group Ltd is registered in England & Wales. No. 08458702. Registered Office: Unit E Copse Walk, Pontprennau, Cardiff, Wales, CF23 8RB.

 

Growhub Ltd (No. XXXXXX) and Cornerstone Finance Group Ltd (No. 767202) are entered on the Financial Services Register at  https://register.fca.org.uk/

LEGALS

GET IN TOUCH

Call Free:

0800 0016 199

28 Elder Avenue Rugby CV21 1TE United Kingdom

Copyright © 2025 Smart Advice. All rights reserved.

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